Mutual Fund Returns Calculator

Calculate CAGR and absolute returns from purchase and current NAV values.

Investment Details

Purchase NAV

₹

₹0.0001₹50000

Current NAV

₹

₹0.0001₹50000

Holding Period (Years)

years

0 years50 years

Additional Months

months

0 months11 months

Show Units & Values

Calculate total gain in rupees

CAGR (Annualized Return)

+14.47%

Absolute Return: +50%

Purchase NAV₹100.0000

Current NAV₹150.0000

Holding Period3 years

Understanding Mutual Fund Returns

When evaluating mutual fund performance, two key metrics help you understand your actual returns: Absolute Returns and CAGR (Compound Annual Growth Rate).

Absolute Returns

Absolute return is the simple percentage gain or loss on your investment from start to finish. If you bought units at NAV ₹100 and the current NAV is ₹150, your absolute return is 50%. This metric is useful for understanding total gains but doesn't account for time.

CAGR (Annualized Returns)

CAGR normalizes returns to an annual basis, making it easier to compare different investments held for different periods. A 50% absolute return over 3 years translates to ~14.5% CAGR—the equivalent annual growth rate needed to achieve the same result.

When to use which: Use absolute returns when you want to know your total gain. Use CAGR when comparing fund performance across different time periods or when benchmarking against index returns (which are typically quoted as CAGR).

What is NAV?

NAV (Net Asset Value) is the per-unit price of a mutual fund. It's calculated by dividing the total value of the fund's assets by the number of outstanding units. When you invest in a mutual fund, you buy units at the current NAV, and your returns depend on how the NAV changes over time.

How This Calculator Works

Enter the NAV at which you purchased your mutual fund units and the current NAV to see your returns. The holding period helps calculate the annualized return (CAGR).

Formulas used:

Absolute Return = ((Current NAV - Purchase NAV) / Purchase NAV) × 100CAGR = ((Current NAV / Purchase NAV)^(1/years) - 1) × 100

Enable "Show Units & Values" to see your total invested amount, current portfolio value, and gain/loss in rupees.

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Investment Details

Purchase NAV

₹

₹0.0001₹50000

Current NAV

₹

₹0.0001₹50000

Holding Period (Years)

years

0 years50 years

Additional Months

months

0 months11 months

Show Units & Values

Calculate total gain in rupees

CAGR (Annualized Return)

+14.47%

Absolute Return: +50%

Purchase NAV₹100.0000

Current NAV₹150.0000

Holding Period3 years

Understanding Mutual Fund Returns

When evaluating mutual fund performance, two key metrics help you understand your actual returns: Absolute Returns and CAGR (Compound Annual Growth Rate).

Absolute Returns

CAGR (Annualized Returns)

What is NAV?

How This Calculator Works

Enter the NAV at which you purchased your mutual fund units and the current NAV to see your returns. The holding period helps calculate the annualized return (CAGR).

Formulas used:

Absolute Return = ((Current NAV - Purchase NAV) / Purchase NAV) × 100CAGR = ((Current NAV / Purchase NAV)^(1/years) - 1) × 100

Enable "Show Units & Values" to see your total invested amount, current portfolio value, and gain/loss in rupees.

Mutual Fund Returns Calculator

Understanding Mutual Fund Returns

Absolute Returns

CAGR (Annualized Returns)

What is NAV?

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Understanding Mutual Fund Returns

Absolute Returns

CAGR (Annualized Returns)

What is NAV?